☀️Английский язык в профессиональной деятельности (3 часть) Практическое задание 6 | ОСЭК 100% правильно☀️

Задание 1. Дополните предложения словами из таблицы AssetsBankrupt ForecastFreeze InvestmentOvertime ReservesOverheads 1 I did a lot of _________last month because I need to save some money for my holiday. 2 The company is in danger of going _________It can’t pay its debts, and sales are falling. 3 Our department has a _________on recruitment. We can’t recruit any new staff until next year. 4 If the situation doesn’t improve soon, we may have to sell some_________– some shares or even some property. 5 This looks like an exciting _________. We could make about 30% profit on our money within two years. 6 Families should plan their finances like companies.

They should calculate their_________, like rent or mortgage, energy bills, etc. 7 Families should also produce a _________of the income they expect to receive over the coming months or year. 8 Let’s keep part of this money as _________. We might need extra money for building maintenance next year. Задание 2. Совместите термины и значения 1 breakeven 2 fixed costs 3 variable costs 4 loss 5 gross 6 profit 7 energy 8 revenue a) business expenses that change depending on quantities produced b) the difference between the income and the amount spent c) income from business activities d) when expenses and income are the same e) operating expenses, such as rent and administration f) calculated before taxes are deducted g) a form of power that makes things work h) caused when a company spends more than it earns Задание 3.

Прочитайте определения терминов и решите, соответствуют ли они им. 1 The cost of goods sold (COGS) is the amount of money spent on designing and creating the products a company sells. T / F 2 The gross margin is the profit you make on a product before tax and fixed costs are paid. T / F 3 The operating expenses are the taxes a company pays. T / F 4 The profit margin is the percentage of profit after all costs are deducted and tax is paid. T / F 5 The turnover is the amount of products that a company makes. T / F 6 A company only pays overheads if there is enough profit. T / F 7 An electronic transfer is when money is transferred from one bank account to another by computer.

T / F 8 A standing order is an electronic payment that is deposited in your account on the same day each month. T / F Задание 4. Прочитайте текст и выполните задание после него Everybody knows that in our current economic condition it is more than a little difficult to keep a business going. This particularly applies to small businesses, which often have limited reserves to support them in hard times. The fact that many small businesses are competing for their share in a reduced market just complicates matters further. So how can a small business survive? Financial planning is one of the keys. As a business owner, you must be realistic. It’s essential to know exactly what your overheads are and when they have to be paid.

Unless this part of the business is kept under tight control, you may see your valuable cash disappearing even faster, as you have to pay late fees and penalties. So, if you are one of those business owners that think the accounts can wait because the everyday running of the business is more important, think again! It’s a mistake that many ex-business owners have made! Every successful business needs a healthy cash flow. Keeping your accounts up-to-date and setting appropriate payment terms are very important. If your customers are late with their payments, this can have a knock-on effect. Offering discounts for early payments or cash on delivery may prevent this kind of situation.

On the other hand, keep your own cash for as long as possible, by paying your bills when they are due – not before. When cutting costs, be careful. It may be relatively easy to reduce your heating bills, or work some extra hours yourself to cut down on paying overtime, but make sure you don’t disappear. Remember that if potential customers don’t know about you, they won’t buy from you. Repeat business is extremely valuable, but you also need to attract new customers. So, keep your advertising costs low, but don’t sacrifice it completely. Depending on the type of business, you could consider local classified databases, review websites, vouchers in local newspapers, flyers, etc.

Depending again on your type of business, you could consider hiring freelance help rather than permanent employees. There are thousands of experienced independent professionals waiting to be contacted. In addition to specializing in the area that you need, they also pay their own electricity and telephone bills. Moreover, you won’t need to worry about how to afford holiday pay and being understaffed during the holiday periods. Survival can seem difficult at times, but look around – there are plenty of small businesses making money. Yours can be one of them! А. Выберите правильный ответ 1. When the economic situation is difficult, small business owners___________ a) often have to use their own money to help their business survive.

b) have to be even more careful than owners of big businesses. c) have to sell their reserves to keep the business going. 2. In difficult times, ___________ a) there are fewer customers to buy products and services. b) more small businesses start up. c) share prices fall. 3. Realistic business owners___________ a) do all the accounts themselves. b) keep records of due dates for their bills. c) always pay themselves on time. 4. The day-to-day management of a small business___________ a) is more important than spending time on the accounts. b) is necessary in order to avoid paying penalties. c) isn’t more important than controlling the finances.

5. It is important___________ a) to keep records of your customers’ payments. b) to give your customers discounts. c) to have a good accountant. 6. Small business owners ___________ a) should pay their bills early to get the best discounts. b) should try to pay cash on delivery. c) should pay their bills just before the due date. 7. When cutting fixed costs, small business owners ___________ a) should consider the results of their cuts before making them. b) should cut all overtime. c) should try to reduce their heating costs as much as possible. 8. Advertising___________ a) is not as important as repeat business. b) should be effective on a reduced budget.

c) should only be done locally. 9. Freelance workers ___________ a) offer the same advantages as permanent employees. b) are a good option to save money. c) can be useful for all types of business. 10. Freelance workers ___________ a) only get paid for the time they work. b) don’t take holidays at busy times. с) may be hard to find if your business is very specialized..