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1 Bank Operations (Moscow: Infra-M, 1995) 17.
2 Bank Operations (Moscow: Infra-M, 1995) 17-18.
3 Bank Operations (Moscow: Infra-M, 1995) 19.
4 Bank Operations (Moscow: Infra-M, 1995) 19.
5 Bank Operations (Moscow: Infra-M, 1995) 21.
6 Commersant, N6(165) (February, 1996) 29
7 Commersant, N6(165) (February, 1996) 24.
8 Audit Review of Incomebank (Chelyabinsk: Incomebank, 1996).
9 Interview with a bank official. (24.08.97)
10 Media information.
11 Media information.
12 Interview with a bank official. (24.08.97)
13 Interview with a bank official. (24.08.97)
14 Audit Review of Incomebank (Chelyabinsk: Incomebank, 1996).
15 The Civil Law Code of the Russian Federation, Part II (Chelyabinsk: Kniga, 1996) 43.
16 Interview with a bank official. (24.08.97)
17 Interview with a duty agency official. (27.09.97)
18 Kochmola, Bank: Payment and Cash Operations (Moscow: E.B., 1997) 28.
19 Bank Operations (Moscow: Infra-M, 1995) 68-74.
20 The Civil Law Code of the Russian Federation, Part II (Chelyabinsk: Kniga, 1996) 86-89.
21 Interview with a bank official. (24.08.97)
22 Interview with a duty agency official. (27.09.97)
23 The Civil Law Code of the Russian Federation, Part II (Chelyabinsk: Kniga, 1996) 128-130.
24 Comments on the Law on Mortgage of the Russian Federation (Moscow: Respublika, 1993) 7.
25 Commersant, N6(165) (February, 1996) 28-29.
26 Bank Operations (Moscow: Infra-M, 1995) 76.
27 Commersant, N6(165) (February, 1996) 26.
28 Audit Review of Incomebank (Chelyabinsk: Incomebank, 1996).
29 Comments on the Law on Mortgage of the Russian Federation (Moscow: Respublika, 1993) 26.
30 Lipsits, Economy without Mystery (Moscow: Delo, 1993) 271.
31 Interview with a bank official. (24.08.97)
32 Kochmola, Bank: Payment and Cash Operations (Moscow: E.B., 1997) 33.
33 Commersant, N6(165) (February, 1996) 27.
34 Kochmola, Bank: Payment and Cash Operations (Moscow: E.B., 1997) 43.
35 Interview with a bank official. (24.08.97)
36 Interview with a bank official. (24.08.97)
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